Note 13 – COVID-19

In March 2020, the World Health Organization declared a pandemic related to the rapidly spreading coronavirus (“COVID-19”) outbreak.  The Company faces various risks related to health epidemics, pandemics and similar outbreaks, including the global outbreak of COVID-19.  The Company believes it has taken appropriate steps to minimize the risk to our employees and to maintain normal business operations but cannot at this time predict the impact of the COVID-19 pandemic.  It could have a material adverse effect on the business, financial position, results of operations and/or cash flows.  Operating results for the nine months ended August 31, 2020, are not necessarily indicative of the results that may be expected for the fiscal year ending November 30, 2020.